COVID financial assistance available for businesses

The Coronado Chamber of Commerce shares this information from the San Diego Regional Economic Development Council (EDC) with Coronado Businesses. With the continuous changes in COVID-19 relief programs, it can be difficult to sift through what is available. Below, EDC has outlined new and ongoing resources available in February 2021, …

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6 smart tips for investing in P2P loans

Picture: Shutterstock Peer-to-peer loans, more commonly referred to as P2P loans, are the financial framework that connects lenders and borrowers on an online platform without a bank acting as a third party. This lack of intermediaries and, consequently, the lower costs involved make P2P lending an attractive investment opportunity. Lenders …

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Instant loans provide instant money to crypto speculators

The practice is the digital asset mob’s latest attempt to rewrite the rules of financial transactions, removing many of the current guardians of the image in search of what they call decentralized finance, or DeFi. As with most cryptocurrencies, the promise is great, with the risks often too. Here’s how …

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Beware of these hidden financing pitfalls when buying a car

While many buyers believe that fighting the car salesman is the best way to get a low price, it’s actually the dealership’s CFO who can make or break a good deal. “The finance office is where the dealership makes their money,” says Tony Chapman, former general manager of several Southern …

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Refinance Your Home As A Zero Closing Cost Mortgage

Zero Closing Cost Mortgages A zero closing cost mortgage is a mortgage for which all closing costs are paid by the mortgage lender rather than the borrower. In return for paying closing costs on behalf of the borrower, the mortgage lender increases the interest rate on the loan, typically 12.5 …

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5 things to know about mortgages when buying a home

The more you know, the more you will benefit Afraid of getting a mortgage? You’re not alone. Consumer studies have shown that getting a first mortgage ranks quite high on the stress scale; it’s about going to the dentist or getting arrested for driving too fast. Fortunately, a little mortgage …

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